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This product is designed for corporates that have enough resources as well as a large membership base to carry all the risk of medical aid services for its employees. The groups are able to define their own benefits but with guidance from Altfin. Due to the nature and volatility of claims, Altfin Health engages reinsurance for the entire group risk such that the fund will not be depleted by one or two huge claims for example accidents and surgeries.
Reinsurance is provided for both the portion risk such that the funds are protected from depletion by a large number of claims (epidemic) and high unexpected volatile claims (accidents and surgeries).
We are transparent in that on a monthly basis we provide reports for the client, which can then be used in terms of safety procedures, awareness at work places and also helps that company to know how healthy the workforce is without divulging names.